000 02507nam a22001697a 4500
008 160805b xxu||||| |||| 00| 0 eng d
020 _a9789350873226
082 _223
_aSRI
_b332.1
100 _aSrivastava, P.K.
245 _aBanking:
_bTheory and Practice /
_cDr. P.K. Srivastava
260 _aMumbai:
_bHimalaya Publishing House,
_c2016.
300 _a682p. ;
_bSoft-Bound,
_c24cm.
505 _aPart-1: Indian Banking system: 1. Commercial banking in India - A retrospect; 2. Present banking system in India; 3. The changing profile of Indian banking; 4. The reserve bank of India; 5. The banking regulations act, 1949; 6. Banking companies (aquisition and transfer of undertakings) act, 1970; Part-2: Banker and Customer; 7. Nature of banking and functions of a banker; 8. The banker-customer relationship; 9. Operation of bank accounts; 10. Special types of customers; 11. Termination of banker - customer relationship; 12. Banker's clearing house; Part-3: Negotiable instruments: 13. Negotiable instruments; 14. Collection and payment of cheques and bills; Part-4: Lending by Banks: 15. Principles of good lending; 16. Loans and advances; 17. Secured advances - modes of creation of charge; 18. Advances against collateral securities; 19. Letters of credit; 20. Agriculture finance; 21. Foreign exchange and export finance; 22. Credit to priority and neglected sectors of economy; 23. Electronic banking and internet banking; Part-5: Important Terms, Short Notes and Practical Problems; 24. Important terms; 25. Short notes; 26. Practical problems.
520 _aIndia ahs reached a stage of fast economic development and Indian economy is one of the fastest growing economies of the world. Economic environment in the country and throughout the world is changing very fast which has a direct impact on the banking sector. The policies of liberalisation and globalisation have opened up new opportunities to the bankers to conduct their business with more flexibility and in a professional way. Bankers have been bought within the purview of consumer's protection act. New and diversified services are being offered by banks to meet the changing needs of customers and also to meet increasing competition. Banks are permitted to enter into consortium financing and syndicated loans. Investment of bank funds in the corporate securities is liberally permitted. Term lending is being undertaken on a large scale and interest rate is being gradually revised.
760 _b12th ed.
942 _2ddc
_cBK
_02
999 _c3208
_d3208